Are you in danger of losing your home? If you are currently delinquent on your home loan, or in danger of becoming delinquent, or just starting to have financial problems that may affect your ability of pay your mortgage, do not risk losing your home. Options are available. Call Protect My Kentucky Home toll-free at (866) 830-7868 or visit www.kyhousing.org/protect/.
Protect My Kentucky Home is made possible by the Kentucky Homeownership Protection Center, a centralized location for information on public services to assist Kentuckians in keeping their homes. Each homeowner who contacts the Protection Center through the Web site, www.kyhousing.org/protect, or through the toll-free number, (866) 830-7868, is referred to a free HUD-certified counseling agency serving their area. That agency reviews the homeowner’s current situation and may assist them in meeting their goals. Eligible homeowners in danger of foreclosure are referred to Legal Aid for free legal advice.
Have you lost your job or have your hours been cut? The Kentucky Unemployment Bridge Program (UBP) is a new forgivable loan option for eligible applicants to assist them in making their mortgage payments. To be eligible, the applicant must have experienced a job loss or reduction in income due to changing economic conditions, through no fault of their own, and demonstrate a need for assistance. Call (866) 830-7868 or click here to get started.
Don't Wait Until It's Too Late... Call or visit the following:
Local Foreclosure Prevention Efforts
Home foreclosure is a serious problem in communities across the nation, and in neighborhoods throughout the Louisville area. Foreclosure hurts families who lose their homes, it hurts neighborhoods and it hurts our entire community.
That’s why Louisville Metro Government is partnering with the Kentucky Housing Corporation (KHC), the U.S. Department of Housing and Urban Development (HUD) and several HUD-approved housing counseling agencies to connect you with resources, information and assistance to help prevent financial problems and foreclosure. Here are some of the efforts that can be used to help spread the word:
- Flyers have been created to share with the community.
- Mayor Fischer has recorded PSAs with Metro TV to spread the word:
Vacant and Abandoned Properties Public Forums (VAPStat)
Public Forums will be held bi-monthly to examine data, progress & challenges regarding Vacant and Abandoned (VAP) properties across Louisville. The first VAPStat public forum will be Monday, April 29 at 4 p.m. Click here to download the presentation.
Louisville Metro Government is involved in a number of initiatives to address Vacant and Abandoned Properties in our community. Louisville residents can also assist by participating in a number of initiatives. Please click here for more information.
If you have a complaint or inquiry about a specific vacant property, send your inquiry by e-mail to VAP@louisvilleky.gov. (Examples include property maintenance inquiries or complaints, requests for demolitions or targeted foreclosures of vacant properties, or donations or request to purchase property to the Louisville/Jefferson County Landbank Authority).