Your underground sewer or septic line is the service line that removes wastewater from your home. If you are a homeowner, you are responsible for the repair and maintenance of this exterior line. Contractors' service call fees and repair bills are not typically covered by basic homeowners insurance policies.

In some towns, the sewer line from your property boundary to the connection with the sewer main in the street may be your responsibility, but is not covered under this policy.
Louisville Water Company recommends customers determine whether the Sewer/Septic Line Coverage is appropriate for them by considering their desire for such coverage, the age of their home, the area in which they live, and their ability to pay for the service.
With Sewer/Septic Line Coverage from HomeServe, you'll benefit from:
- Emergency Service Hotline - available 24 hours a day, 365 days a year.
- Professional and priority response - HomeServe will send a local, licensed contractor who will make your covered emergency a priority.
- Up to $5,000 per service call - includes the cost of unblocking, repairing or replacing your sewer/septic line.
- Up to two service calls can be made per year - giving you up to $10,000 of coverage annually.
- Additional benefit -
- Hotel and kennel cost covered (up to $1,250 in hotel; up to $250 for dog and up to $250 for cat kennel stays)
- Landscape reinstatement is also provided for areas disturbed by emergency repairs within the coverage limits.
- Quality work - permanent repairs are guaranteed for one year.
Sewer/septic line emergencies can happen at any time of the year. Don't be stung by costly repair bills. Coverage is $9.99 a month; so call TOLL-FREE 1-877-444-2480 to protect your home today!
Terms and Conditions
Enrollment Form