Click on the below links to find other resources that can help you become more financially secure and money smart.
Bank On & Other Initiatives
Join the Bank On initiative. The opportunity to open a free or low-cost bank account and access to financial education help families take an important first step toward financial security.
America Saves Week is an effort aimed at reaching institutions and individuals, and increasing awareness about the need to save money, reduce debt, and built wealth. America Saves Materials includes materials and information for groups participating in America Saves Week.
Checking Network USA provides all unbanked consumers access to mainstream financial services through financial education and practical application.
FDIC launched a new program, Money Smart, comprehensive financial education curriculum designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships.
Homeownership
Making Home Affordable is a federal White House program which includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes a foreclosure alternative program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure.
Credit Help
Financial Planning Association provides helpful information about what goes into a credit score, and how to maintain a healthy credit score.
Credit Smart, from Freddie Mack, is a multilingual financial education curriculum and consumer outreach initiative designed to help consumers build and maintain better credit, make sound financial decisions, and understand the steps to sustainable homeownership.
Pursuit of the Dream, produced by the Annie E. Casey Foundation, tells the stories of people who have struggled to overcome the effects of having a poor credit score or no credit history at all.
Credit assistance from Commonwealth of KY, through the Department of Financial Institutions, works to keep you safe from fraud by registering and examining mortgage lenders, consumer and industrial lenders, payday lenders, wire transfer companies, and state-chartered banks and credit unions. DFI also takes complaints and investigates suspected wrong-doing.
Wealth Planning Tools
A new resource for educators, parents and out of school time instructors teaches children about financial literacy and entrepreneurship. The Secret Millionaires Club Learn & Earn Promotion offers an educational extension of the popular animated Secret Millionaires Club series featuring a group of students who learn about business and finances from one of the most successful investors of our time, Warren Buffett.
The Great Piggy Bank Adventure® online is a virtual board game that educates kids and adults on the importance of wise financial planning. Designed for kids ages 8-14, kids will learn about important financial concepts and use these lessons to complete the game and achieve their dream goals.
Smart About Money has an online LifeValues Quiz to learn what's behind your financial decisions.
Federal Reserve Bank of St. Louis has a Kids Manual, for wealth education and teaching children to manage their finances.
Real Money, Real World is an active, hands-on experience that gives young people the opportunity to make lifestyle and budget choices similar to those they will make as adults. The curriculum is comprised of six lessons.
Practical Money Skills has a variety of articles, tools and calculators to help you improve your wealth planning process.
ChexSystems Consumer Assistance is comprised of member Financial Institutions that regularly contribute information on mishandled checking and savings accounts to a central location. ChexSystems shares this information among member institutions to help them assess the risk of opening new accounts, but does not decide on new account openings.
Federal Reserve Board’s Building Wealth program is a personal finance education resource for schools, nonprofit community organizations, financial services providers and consumers to help young people, adult consumers, families and others develop a plan for building personal wealth.
National Endowment for Financial Education: The National Endowment for Financial Education® (NEFE®) is the only private, nonprofit, national foundation wholly dedicated to improving the financial well-being of all Americans.
FINRA Learning Materials provides underserved Americans with the knowledge, skills and tools necessary for financial success throughout life.
My Money.Gov is the U.S. government's website dedicated to teaching all Americans the basics about financial education. The resources on MyMoney.gov can help you maximize your financial decisions, including information from 20 Federal agencies and Bureaus designed to help you make smart financial choices.
Banking Basics teaches how banks operate, with a basic introduction to opening a bank account and putting your money in someone else’s hands.
Banking on Our Future is an online interactive financial literacy and education program for elementary, middle school and high school students and adults.
Right on the Money is an innovative financial education program to reach families with young children, including a four-session course that uses fun children’s books to introduce children to key financial concepts and tools and information for parents.
D2D Fund: Savings Innovations for Lower-Income Consumers
Fool Proof provides money management tools, articles and videos for young adults.
Federal Reserve Guide to Credit Cards helps consumers to be smart when choosing and using a credit card. This site, maintained by the Federal Reserve Board, provides a basic guide to navigating the credit card process.
NAFCU's Financial Education Curriculum - Spanish Version
Articles
Kitsap Credit Union Money Management is committed to keeping members informed on an array of financial related subjects. New stories are added frequently to this web site.
Editorial on Capping Interest on Payday Loans
Citi and LISC Team Up on Program to Help Low-Income Families Build Income, Assets
A Cycle of Debt Kentucky Families Share Their Experiences with Payday Lending and Other High-Cost Financial Services
The Huffington Post: Community Bank Confidential: An Insider's Perspective on Why Community Banks Deserve More of Our Business Now
New Overdraft Rules for Debit & ATM Cards: New Federal Reserve rules give debit and ATM card users additional options regarding overdrafts.