Home foreclosure is a growing problem in communities across the nation, and in neighborhoods throughout the Louisville area. Foreclosure hurts families who lose their homes, it hurts neighborhoods and it hurts our entire community. That’s why Louisville Metro Government is partnering with Metro United Way, the Kentucky Housing Corporation, Louisville Urban League and the Housing Partnership Inc. to connect you with resources, information and assistance to help prevent financial problems and foreclosure.

Don’t Wait Until It’s Too Late…Call Your Lender, or Call 211.

This is the most important step to take if you’re having financial difficulty. Most homeowners facing foreclosure have not reached out to find information and options available to them. Metro United Way’s 211 help line can connect you with home ownership counselors who can explain options that may be available to help you keep your home and protect your credit.

Use your phone and dial 211.

Get Advice BEFORE You Buy

Another important way to avoid foreclosure is to seek homeownership counseling before you buy a home. This counseling is also available by calling 211.

Financial Assistance

With a recommendation from a homeownership counselor, Louisville Metro homeowners in danger of losing their homes − through no fault of their own − may be eligible to receive temporary assistance in the form of a secured loan from the Louisville Metro Department of Housing & Family Services. To receive assistance, the homeowner must be able to prove that once they receive assistance, they are able to resume and maintain their mortgage payments.